Dealing with car insurance companies after an accident can be a harrowing experience. While you’re trying to recover from your physical injuries, you’re also contending with a lot of red tape. What you say to the car insurance company after your accident is very important and can potentially make or break your case. Don’t say these things to any insurance company — yours or the other driver’s — after you’ve been in a crash.
“I Feel Fine”
Saying that you feel fine will be taken by the insurance companies to mean that you weren’t hurt. Often, people may feel fine after a crash due to shock, but then may realize later on that they were indeed injured. If you’ve already told your insurance company or the other driver’s insurance company that you feel fine, they may later contend that you weren’t really injured.
“It Was My Fault”
If you believe you caused an accident, especially if it hurt someone, you may feel very upset or sad about what happened. However, unless you are an accident reconstruction specialist, it’s not within your realm of expertise to determine whether an accident really was your fault or not. Don’t admit fault to any insurance company and leave the determination of what really happened to cause the crash to those experienced in the industry.
“I Think . . . .”
Making conjecture about what you think happened isn’t going to serve any purpose and may hurt your case later. If you aren’t sure about what happened or you don’t remember, it’s perfectly fine to say “I’m not sure” or “I don’t remember.” Just because the insurance company is asking you a question does not mean that you are required to come up with some sort of answer. If you don’t know, just let the insurance company know that you don’t know. It’s okay.
“I’ll Handle the Claim Privately With the Other Driver”
It’s almost never in your best interest to handle a car accident privately with the other driver. Even if you are determined to be at fault, this is generally not the avenue you want to pursue after a crash. It’s important to work with an experienced car accident lawyer who can help you communicate with insurance companies to ensure that you get the full and fair compensation you deserve after an accident.
If you’ve been hurt in a car crash, don’t hesitate to contact the Law Offices of Carl L. Brown. When you work with us, you can trust that your case is in excellent hands. Call now for a consultation at (559) 431-4400.